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The Barry  Brown Team, REALTORŪ, real estate agent and broker for Maui, Molokai and Kaanapali Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 808-661-1800.


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Mortgage Prequalification: Maui, Molokai and Kaanapali Hawaii home buying, real estate listings, and homes for sale in Maui County, HI
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Maui, Molokai and Kaanapali REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Buying Cooperatively

Today it is becoming quite common for friends to pool their resources to buy a larger home than either of them could afford alone. Some builders cater specifically to this group of buyers by offering homes with two "master suites" instead of the more typical room arrangement. If you are considering a joint purchase, you and your buying partner should outline clearly your agreements about your shares in the down payment, the monthly mortgage payments, and what you will do if one of you decides to move out.

Before committing to a property, sit down with a real estate professional to discuss your options. Should you take possession as joint tenants? Will you have a 50/50 interest in the property, or should the interest be adjusted to reflect each person's share of the down payment or the monthly mortgage payment? Your agreements with your buying partner should be clearly expressed in writing.

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Real Estate Trivia
Q 
To what process do the terms closing, escrow, settlement and passing papers refer?

A 
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
See More Real Estate Trivia >

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The Barry  Brown Team, REALTORŪ, real estate agent and broker for Maui, Molokai and Kaanapali Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

The Barry Brown Team
RE/MAX Maui LLC

380 Huku Lii Place
Suite 205
Kihei, HI 96753
808-661-1800
Toll Free: 888-565-1800
Cell: 808-870-8888
Fax: 808-442-0099
barrybrownteam@number1expert.com

The Barry Brown Team has owned and operated two successful real estate brokerages for the past 14 years; one in Alaska and one in Hawaii. Active in all phases of real estate, both commercial and residential, The Barry Brown Team serves their clients with expertise and professionalism. For a team who will help you achieve your real estate goals, call or email The Barry Brown Team today!

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RE/MAX Maui LLC real estate and homes for sale in Maui, Molokai and Kaanapali Hawaii

RE/MAX Maui LLC real estate and homes for sale in Maui, Molokai and Kaanapali Hawaii

RE/MAX Maui LLC real estate and homes for sale in Maui, Molokai and Kaanapali Hawaii

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