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Real Estate Dictionary: Maui, Molokai and Kaanapali Hawaii home buying, real estate listings, and homes for sale in Maui County, HI

Welcome > Resources > Real Estate Dictionary - A

Underwriting	The process of analyzing a borrower's capability to honor repayment of a loan (evaluating his or her credit, assets, employment) along with the value of the property being purchased, to help minimize the risk involved for the party lending the purchase money
Unilateral contract	A one-sided contract in which only one party is legally under obligation by the terms of the contract; one party promises an action to the second party, who is not legally required to respond, but if the second part does comply, then the first party is obligated to honor the promise made
Unsecured loan	A loan that is not guaranteed by collateral
Usury	The act of charging more than the maximum rate of interest permitted by law

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The Barry Brown Team has owned and operated two successful real estate brokerages for the past 14 years; one in Alaska and one in Hawaii. Active in all phases of real estate, both commercial and residential, The Barry Brown Team serves their clients with expertise and professionalism. For a team who will help you achieve your real estate goals, call or email The Barry Brown Team today!

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